Practical guide
How to make a loan-for-use contract (comodat)?
Short answer
- 11. Go to 4mycontracts.net and select the "Real Estate" category.
- 22. Choose the commodat (loan-for-use) template and fill in party details.
- 33. Specify the loaned asset, duration, and return conditions.
- 44. Send the contract to the borrower through an electronic signing link.
- 55. Download or archive the signed contract in your account.
What the law says
- Romanian Civil Code art. 2146–2157 — governs the commodat (loan-for-use) contract.
- Written form is not legally required but strongly recommended to evidence duration and asset details.
- The lender retains ownership; the borrower bears ordinary maintenance costs.
- EU eIDAS Regulation 910/2014 — qualified electronic signatures have the same legal force as handwritten ones.
- Civil Code art. 2155 — the borrower may not transfer use of the asset without the lender's consent.
Practical examples
- Commodat of an apartment to a family member for a fixed term (12 months, with return clause).
- Commodat of commercial space to a non-profit association, including an asset inventory.
- Commodat of a company car to an employee, specifying purpose of use and mileage limit.
- Commodat of IT equipment (laptop, server) to an external collaborator for the project duration.
Common mistakes
- Missing exact description of the loaned asset — leads to disputes at return.
- No return deadline specified — converts the contract to indefinite term, difficult to terminate.
- No clause on asset condition at handover — impossible to prove subsequent damage.
- Only one copy signed — one party has no written proof of the agreement.
How 4mycontracts helps
- Comodat template with fields to fill in, based on the Romanian Civil Code.
- Simple electronic signature through a secure link — the signer needs no account.
- Archive in your account, with the event history of each contract.
- Expiry radar in the panel: see the contracts that expire within 30 days.
- A signature certificate as PDF, with the IP address, time of signing and SHA-256 fingerprint of the document.